Affiliate Disclosure
Last updated: March 1, 2026
FTC Disclosure: Some of the links on HomeCostLab are affiliate links, meaning we may earn a commission if you click through and make a purchase or sign up for a service. This comes at no additional cost to you.
How We Make Money
HomeCostLab is a free resource. We keep it free by earning revenue through the following channels:
1. Display Advertising (Google AdSense)
We display advertisements on our pages through Google AdSense. These ads are served by Google and may be personalized based on your browsing history. We earn revenue when you view or click on these ads.
2. Affiliate Links
Some of our content contains affiliate links to products and services we recommend. When you click on an affiliate link and make a purchase or sign up, we may receive a small commission from the company. This is how many free websites sustain themselves.
We may have affiliate relationships with companies in the following categories:
- Mortgage lenders and refinancing services
- Home insurance providers
- Home warranty companies
- Home improvement and contractor matching services
- Financial products (loans, credit cards, HELOCs)
How Affiliate Links Work
When you click an affiliate link on our site, a tracking cookie is placed on your browser. If you complete a qualifying action (such as getting a quote or making a purchase) within a set period, we receive a commission. The price you pay is the same whether or not you use our link.
Our Editorial Integrity Policy
Our editorial content is independent of our advertising and affiliate relationships. We commit to the following principles:
- Honest recommendations — We only recommend products and services we believe provide genuine value to our readers.
- No pay-for-placement — Companies cannot pay to be featured in our guides or receive favorable reviews.
- Transparent labeling — Affiliate links and sponsored content are clearly identified.
- Data-driven content — Our cost estimates and comparisons are based on research and publicly available data, not advertiser preferences.
- Reader-first approach — If an affiliate product is not the best option, we will say so and recommend alternatives.
Not Financial Advice
The content on HomeCostLab is for informational purposes only. We are not licensed financial advisors, insurance agents, or real estate professionals. Always consult with qualified professionals before making financial decisions.
Questions?
If you have questions about our affiliate relationships or editorial policies, contact us at: [email protected]